The Square 1 Difference

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Streamline, Strengthen and Scale
Your Commercial Lending Operation

Square 1 Credit Suite, powered by Suntell, is more than commercial lending software, it’s a trusted extension of your lending team. Our experienced professionals help community banks and credit unions streamline commercial and agricultural lending, reduce risk, and unlock meaningful growth in both loan performance and portfolio capacity. Purpose-built to adapt to your workflows, Square 1 supports your team and scales with your institution’s goals.

What Sets Us Apart

Experience. Stability. Results.

97% Customer Satisfaction
Our team is made up of professionals who understand your world and guide you every step of the way.
No More Knowledge Gaps
Square 1 Credit Suite captures and retains institutional knowledge, giving your entire team access to the same accurate, centralized data—no matter who's in the seat.
Proven Lending Results
Our customers report significant improvements in efficiency, loan quality and portfolio growth. With Square 1 Credit Suite, your team can confidently manage more loans with less strain.
Built by Bankers, for Bankers
Since 1996, we’ve focused exclusively on integrated solutions for C&I, CRE and Ag lending,tailored to the needs of community financial institutions.
AI-Powered Where It Matters
Ivy, Suntell's AI persona, powers SpreadIQ to eliminate manual tax return entry from the underwriting workflow, so your team spends time on credit decisions, not data entry.
>> Meet Ivy at AI HQ
Remote-Ready & Secure
Access loan and portfolio data anywhere with secure document imaging and reporting tools without giving up control of your customer data.
Experienced Team You Can Count On
Our employees average over 10 years with Suntell. That means fast implementation, deep product knowledge, and continuity you can trust.

Options to fit your needs

Secure Customer Loan Portal
Pipeline and Workflow
Credit Bureau Integration
Credit Analysis - C&I & CRE
Credit Analysis - Agriculture
Loan Presentation & Electronic Approvals

Custom Grids - Spreadsheets
Collections and Work-Out
Transaction Stress Testing
Portfolio Stress Testing
CECL Data Extracts
Exception Tracking

Automated Board Reporting
Portfolio Reporting
Dashboards
Suntell SpreadIQ, powered by Ivy
Document Imaging
Loan Document Platform Integrations

Meet Ivy: The AI Behind SpreadIQ

Ivy is Suntell’s AI persona, built into the Square 1 Credit Suite to handle the most time-consuming parts of commercial underwriting. SpreadIQ is her first named capability. SpreadIQ, powered by Ivy, reads IRS tax returns and automatically imports borrower financial data directly into the credit analysis workflow, in seconds, with no manual entry required. Ivy supports IRS Forms 1040, 1120, 1120-S, and 1065, along with supporting schedules. What previously required 30 to 60 minutes of manual data entry from a credit analyst is completed automatically, with built-in reconciliation back to the source document. For community banks and credit unions managing growing commercial and agricultural portfolios, SpreadIQ means faster underwriting, fewer data entry errors, and more time for credit judgment rather than clerical work.
Meet Ivy at AI HQ

Discover the Power of Square 1 Credit Suite

The Square 1 Credit Suite is packed with features that can help financial institutions like yours streamline their loan management processes and improve efficiency, while also helping you to meet compliance requirements and manage risk.

Interested in learning more? Our team would be happy to answer your questions and show you how Square 1 Credit Suite can benefit your financial institution.

Explore the Square 1 Credit Suite today!